Great oral health is an essential part of a healthy lifestyle. It’s suggested that people with dental insurance are more than twice as likely to visit their dentist regularly. Also, routine visits can often help diagnose things before they become larger problems that could become complex & costly to treat.

Whether you’re retired, work part time, are self-employed, or just aren’t covered through an employer, various plans are available to explore that may be appropriate for you and our family. Plus, most have preventative care benefits that start immediately!

Dental insurance is a type of health insurance designed to pay a portion of the costs associated with dental care. There are several different types of individual, family, or group dental insurance plans grouped into three primary categories:

• Indemnity (or sometimes called: true dental insurance) which allows you to see any dentist you want who accepts insurance.

• Preferred Provider Network dental plans.

• Dental Health Managed Organizations (DHMO) in which you are assigned to an in-network dentist or in-network dental office and must stay within that network to receive your dental benefits.

Vision insurance is a form of insurance that provides coverage for the services rendered by eye care professionals such as ophthalmologists and optometrists. There are many vision insurance companies. The typical vision insurance plan provides yearly coverage for eye examinations and partial or full coverage eyeglasses, sunglasses, and contact lenses, with or without copays, depending on the plan chosen.